All in Marriage

Dave Ramsey followers know if there is anything he hates more than collection agencies, it’s forms of cash value life insurance. He likes to call it “the payday lender of the middle class”. Still, I could only ever really catch bits and pieces of why cash value life insurance was such a scammy product. I needed to know more and as someone who has taken forever to even become insured, I decided I needed to do a little research.

For many of us, it takes several years before we realize we’ve made a mess of our money. We grow up thinking debt is just what people have, it’s inevitable, right? These things are the norm, until we realize they aren’t. Something in our head just clicks at some point. We start caring more about our finances and seeking more information. Then we find out, debt is not the only way to live. We can escape it.